Tips on How to Get Insurance to Pay for Roof Repair or Replacement

A damaged roof that needs extensive repair or, even worse, that needs to be removed and replaced is an investment that can cause serious financial strain. If you are faced with such an issue, using your insurance policy might be a good solution, provided that your policy includes that kind of coverage. Here are some tips to pay for your roof repair or replacement from your insurance compensation:

  • Check the policy – the first thing to do is to consult your policy. Read the document carefully and find the clauses that list the types of roofing issues included as well as the ones excluded. Many policies will not provide coverage for the most common forms of weather-related damage typical for the region – for example, if you live in a hurricane-prone area, your policy might exclude hurricane damage;

Interstate Roofing

  • Document the damage – if your policy does provide coverage for the type of damage that your roof has sustained, you will need to document the damage by recording images and video footages of the damaged parts. If you want to make sure that all the issues are recorded, turn to an experienced and honest roofer, https://www.interstateroof.com/, for help;
  • Fill the claim documents and submit them correctly – pay attention to formal requirements as well as to the requirements related to the content of your file, then submit the file using the method required by the insurer.

What is a Composition Shingle Roof

A roof`s main purpose is to keep your house safe from all the weather elements, but it is also an important structural component. Moreover, it can change the entire look of the house. But choosing the right one it is often a difficult task because it has to be durable and also affordable.

In this case, the perfect solution could be a composition shingle roof, which is not only cost-effective but also long-lasting. Even though it is not so long-lasting as other roofing materials such as metal,  or clay tiles, composition shingles can provide adequate protection to your roof.

Interstate Roofing - composition shingles

Composition shingles are made from a combination of asphalt and fiberglass, two elements that provide its durability and lightweight, and it is built in layers. The outer layer is made from an asphalt composition and the underneath layer is made of a fiberglass matting. Due to these characteristics, composition shingles hold up well to the weight.

Composition shingles roofs are resistant both to fire and to moisture but not to high wind, but they are easy to replace. According to a experts, like those found at Denver Interstate Roofing, it is a very versatile option because it comes in a wide variety of colors and it does not take much time for installation. But, unfortunately, it gets very hot during the summer because of its rough texture.

 

Project Manager Spot Light

“Project Manager Spotlight”

“Project Manager Spotlight”
What is a Project Manager? Well to see what that is, lets understand who are behind the titles. Meet Kenneth Oatman. Ken, is 48 years old and has been in the roofing industry since 1988. Ken enjoys scuba diving, sky diving, and fishing. Ken is almost a part of the Masonic brotherhood. Why do our customers love Ken? Well not only is he G.A.F certified as well as OSHA 40, Ken cares about our customers. Just ask Jennifer!  

We sat down with Jennifer and asked her about her experience with Ken and Interstate Roofing.

Q. How long have you lived here in this community?

A. “I’ve lived here for 21 years

Q. How did you hear about us?

A. During our last storm, Ken approached my house and introduce himself. Unlike other roofing companies who approached me that day, Ken was not only professional but extremely knowledgeable.

Q. What made you decide to go with us?

A. Well as I stated before, a lot of these storm chasers only come to our neighborhood after a storm. Ken’s approach with looking professional and his ability to explain how Interstate Roofing has been in business for 25 years and how Interstate Roofing is locally owned and operated, gave me a sense of trust. You hear all the time how roofing companies will come from out-of-state and close shop within three to six months. How are they able to offer a warranty?

Q. How was your experience with Ken?

A. Ken was honest, professional, and a true expert. His ability to keep an open communication with me always, was huge for me. Whenever I would call or text Ken, he would respond to me right away. Ken told me a crew would be at my house to start replacing the roof by the 21st of August. When I woke up that morning at 7am, that’s exactly what I saw; a crew. Not one person but an actual crew with a dumpster and everything needed to complete my roof.

Q. What do you feel that separated Ken with other roofing companies you’ve worked with in the past?

A. Well I was in the middle of refinancing my house when the storm hit. My mortgage company told me that they will place a two week hold on the appraisal inspection because of the hailstorm but the roof was a major part of the inspection. Not knowing if I was going to lose value or even be able to replace my roof in time, I was worried. Then I met Ken, I explained to Ken the situation of the refinancing and he assured me that he will be able to have everything done and replaced before the deadline. Ken kept his word.

Q. Would you recommend Interstate Roofing to your friends or neighbors?

A. I already have, there is a difference between out of state storm chasers and roofing companies that care about their community. Interstate Roofing is one of those roofing companies that cares and will be here long after the storm.

Why It’s Important to Have a Well-Ventilated Attic

Interstate Roofing

Often, people save on the roof ventilation, ignoring its importance and efficiency. A roof that is not properly ventilated has the following risks:

  • Condensation
  • Mold formation
  • Increasing humidity
  • Insect attacks

All these risks can cause severe damage to the wooden parts and to the entire roof structure. In order to understand the importance of adequate ventilation, we analyzed what is happening with a ventilated and a non-ventilated roof, during the hot and cold seasons:

In the hot season

Non-ventilated roof: The roof coat transmits the heat to the insulating material, which has a thermally slowing function. Subsequently, the heat is transferred to the interior of the building. As a result, more energy will be used for air conditioning.

Ventilated roof: The sun heats the air in the ventilation space, which becomes easier and goes out through the ridge, instead of accumulating under the roof.

In the cold season:

Non-ventilated roof: Due to cold weather and temperature fluctuations, condensation happens and causes mold and high humidity the roof`s structure.

Ventilated roof: In winter, air circulation will dry the insulation and avoid condensation. In the case of snow and frost, ventilation allows uniform snow melting on the roof and prevents the formation of ice barriers.

Contact Interstate Roofing in Denver for all your roofing service needs.