How Do Commercial Roof Insurance Claims Work?

The steps of filing an insurance claim for a damage sustained by a commercial roof are very similar to the process of filing a claim for a residential roof – hopefully, your commercial roof could withstand the last storm, but if it has become damaged, here are the steps to follow:

  • Document the damage – the first step is damage documentation. You need to hire a Fort Collins commercial roofing inspection contractor to perform the roofing inspection and to document every aspect of the damage with photos, videos and narrative descriptions;
  • Filing the claim – after the inspection, the roofer who performed the inspection will give you instructions about how to put together the claims file and how to submit it. This part of the process is quite straightforward and it can be usually done on your insurer’s website or by calling their direct phone number;

roof repair insurance claim approval

  • Inspection performed by the insurer’s adjuster – your insurer will soon send their own adjuster to assess the damage, too. It is a good idea to invite your roofer to the damage site to meet the adjuster, that way you can make sure that your interests are represented by an industry professional;
  • Approval, refusal and negotiations – if the adjuster approves of your claim, more paperwork will follow, then you will receive the damage compensation. If it is refused or only partially approved, your roofer can help you negotiate more favorable terms and to reach a final settlement.

Tackling Roofing Repairs for Multifamily Properties

According to commercial roofing Denver CO roof repair specialists, the challenges posed by getting the roofs on multifamily properties maintained and repaired are different from the tasks and challenges encountered by the owners of single-family homes – here is how to tackle them:

  • Keeping track of maintenance and repairs done in the past and scheduled for the future – this can be especially challenging with large complexes or properties that include lots of condos. The solution is to outsource the task to a single roofing company that not only schedules the maintenance tasks, but also keeps track of the operations, maintenance and repairs included;
  • Emergency interventions – not all roofers provide emergency repair services, so make sure the roofer you hire can help you out with unexpected situations;
  • Ongoing disturbance – roof repairs involve the utilization of power tools and the maneuvering of materials by teams of workers. The process inevitably entails some disturbance, but you definitely need a roofer who understands the importance of minimizing disruption and of carrying out the repairs in the timeliest manner possible;

roof repair insurance claim

  • Insurance issues – if you need to file an insurance claim because the roofs on the property have suffered some sort of weather-related damage, you need a roofer who knows how to handle the claims process, so make sure your roofer is knowledgeable in that field as well.

Questions to Ask Before Deciding on A Roofing Material

things to consider when selecting roof materials

Sorting through all the roofing materials available nowadays is not easy, that’s why we want to help by pointing out a few questions that you need to find answers to before you pick your roofing system. According to top notch Fort Collins roofing company experts:

  • The climate – if you live in an area that gets severe weather, choose a roof that is able to hold up to the weather’s vicissitudes. Metal roofs work great for dry, fire-prone areas as well as for regions that get a lot of precipitation and it resists harsh winds, while clay roofs also offer excellent weather resistance, but are suitable only for solid buildings;
  • Roof slope – the materials that work best on flat roofs are different from the ones that are suited for sloping roofs. Slate, tile and shingles are the most common choice for sloping roofs, while seamless materials are the best choice for flat roofs;
  • Appearance – the best roof is one that is not only functional and suited for the climate of your area, but one that integrates into the overall design of the property. This also means that you need to make decisions about the color and the texture of the roofing material to be used as well.

How Can a Roofing Contractor Help With My Insurance Claim?

When facing roofing-related damage and concerns that could lead to your insurance company not facing up to their part of the bargain, the roofing contractor you’re using can prove to be an invaluable asset. Your Fort Collins roofers will often be able to help you in ways that you didn’t think anyone could:

roof inspection for insurance claim

  • Roofers already know about the process, and they will take the necessary steps from the start, so that you don’t have to lose valuable evidence that could provide you with usable compensation from the insurance company.
  • A knowledgeable Fort Collins roofer will advise you to take precautions in advance or take pictures of the property themselves, so that the “before” and “after” can be compared in case any damage might lead to insurance-related concerns.
  • They can mediate on your behalf and help solve the problem amicably by bringing evidence to attest to your claims.

 

  • Roofers can also work together with insurance specialists to help determine the exact damage, the cost of the damage and the amount that can be covered by your insurance policy. Since roofing contractors are experts when it comes to roof damage, the insurer will have to listen to their assessment regarding any kind of problem related to the roof itself.

How to Prepare Your Roof for Spring – Useful Home Improvement Advice

Roof inspections are the most important aspect of ensuring that your home’s roof is examined and prepared for spring to arrive. The following tips will help you determine exactly what tasks are most required in this regard:

  1. A great way to get your roof ready for spring is to install new gutters. Your gutter system is responsible for channeling all the rainwater from your roof, so it doesn’t affect your home. If you already have a gutter system, it’s important to check it for damage and clean it of debris at least twice every year.
  2. It’s also important to inspect your shakes or shingles before spring comes. Has your roof been damaged during the winter? Are you experiencing leaks? If so, your roof shingles might have been damaged or blown off by strong wings or ice deposits.
  3. Make sure to inspect your flashing as soon as possible before spring comes. During days with higher precipitation, you might find areas where your flashing is damaged could leak, and the water can severely affect your decking and even reach your attic.

contractor adjusting plastic gutter guards

It can be entirely easy to go through all these tasks and inspect the roof yourself. However, if you want the best experience of all, it would be best to contact the most experienced Colorado Springs roofing company  and ask them to help you out.

The Latest News in Denver Construction: A Faster Pace for Technologically Advanced Projects

Denver contractors have already been working around the clock on several projects. While some of them involve extensive remodeling and renovation jobs for commercial real estate and public places, others have more to do with the housing market.

Recently, the money that has been going into some of the major Denver construction plans was surprisingly high. More than $3 million were invested this year alone, and that is actually a new record, based on accurate stats evaluating the amounts associated with past construction projects.

By the beginning of October this year, more than 59,000 permits were allocated for various projects in Denver and around the Denver metropolitan area. Despite the fact that the record for single-year permits is close to 80,000 (set on 1999), the number of permits released in 2017 still rivals the 64,624 permits released in 2016, and the overall value of the projects is much higher as well.

Even though there were rumors that construction in Denver and the rest of Colorado might be slowing down, these figures show that local officials, investors and construction companies have a lot more to say on that topic. In fact, a significant increase in the number of houses and residential buildings, as well as technologically advanced commercial buildings, is expected by the year 2020.

If you are thinking of remodeling your home, contact experienced Colorado Springs roofing companies to get an estimate on roofing maintenance, repair, or installations costs.

Practical Solutions for Gutter Protection: Are Leaf Gutter Screens Worth the Money?

While cheaper gutter guards might be more practical from an investment standpoint if you live in an area where debris isn’t likely to clutter your gutter system, the presence of trees, birds and various pests can complicate things significantly. Under those circumstances you might want to invest in a more intelligently designed gutter screen system that features improved leaf protection.

Leaf gutter screens are designed to eliminate any gaps or holes that would allow smaller leaves to make their way into your gutters and possibly clog them or increase the chance of attracting pests. These gutter screens are fitted with micromesh construction, making it much harder for anything aside from water to get through to your gutters.

The practical advantages are clear: you can avoid having to take apart your gutters and gutter screens for thorough cleaning, and the whole system will last much longer. Moreover, the occasional cleaning job required is minimal, and you don’t have to worry about the mesh getting clogged up too soon.

The downside is that leaf gutter guards are sometimes considerably more expensive than a standard gutter screen installation. Because of the product’s superior value and durability, this is understandable.

Also, according to many experts, this type of gutter screen installation will not only help you avoid having to repair or replace your gutter system for many years to come, but it might also make it easier to avoid repairs costing a total of more than $30,000 in the long run.

Contact Interstate Roofing, a trustworthy Denver roofer, to find out if leaf gutter screens are a necessary and affordable option for your home or rental property.

How Do You Know If Your Home Requires More Insulation?

It’s not always clear how much insulation your home might need. If you purchased it in the summer, the seller may have already convinced you that the house is built in an area seldom affected by cold temperatures, and the amount of attic and wall insulation you have is adequate. However, this isn’t always so.

Depending on the area you live in, there are specific standards that require each home to have a minimum level of insulation. In colder areas you might need at least R40 or R50 for your attic, while your ceiling and wall insulation might also range between R15 and R30. If your new house doesn’t comply, you will have to install additional insulation sheathing just to stay up to code.

The guidelines associated with minimum insulation levels will not always be able to protect you from the cold. In many cases, depending on the architecture and placement of your home, as well as the thickness and materials used for each layer of insulation might lead to higher energy costs. If your HVAC system seems to be working overtime to compensate for loss of heat, it may also be a good idea to add a few extra layers in the attic.

Finally, you have to consider the long term value of your home. If you’re planning on reselling it or leaving the property as an inheritance to your children, consider adding new insulation as a precautionary measure, and to ensure that your home can still be valued at a good enough price.

If you would like to learn more about insulation specifics, or see if your home is insulated with the best capacity to conserve energy, please contact Interstate Roofing, a knowledgeable Colorado Springs roofing company.

Taking a Look at the Clearest Advantages of Concrete Siding Products

Despite the fact that vinyl siding is still the most prevalent type of siding used in the United States, fiber cement – also known as concrete siding – is rapidly gaining ground as one of the best rated products currently on the market. Due to its durability and impressive design options, fiber cement siding is much more appealing, despite the fact that it’s somewhat more expensive than vinyl.

There are also other benefits to keep into account:

  • Unlike wood siding, fiber cement is built to last, and it doesn’t succumb to rot and pests. You can easily have it installed in areas where termites and other insects are a constant nuisance, and it won’t make your life any more difficult.
  • Concrete siding is also highly resilient in the face of bad weather. It doesn’t bend out of shape as easily as vinyl, and it’s not affected by fire damage as much as wood siding would be.
  • You can also rely on concrete siding to look great and provide you with numerous design options. Unlike other types of siding, it can be installed to display both a modern and a traditional look. You can even use it to mimic wooden siding without the typical maintenance costs that genuine wood might involve.

Based on these assessments, it’s easy to justify the growing popularity associated with concrete siding. You’ll even find that many of your local Denver roofing companies will be more than happy to provide you with assistance and affordable siding and roofing services.

Fun Things to Do This Fall in Denver

Hello, season of earthy colors and pumpkins! Yes, autumn is here already and the city of Denver prepared many entertainment opportunities for locals and tourists alike. There will be a little bit for everyone: festivals, family-friendly activities, outdoor fun and much more.
Let`s take a closer look at the jam-packed schedule of autumn events.
September comes with Oktoberfest and the grand wine tasting, then you can experience an extraordinary party and performance at Ordinary World. Corn mazes are a seasonal attraction and you will find plenty of places where you can explore them, while also enjoying the beer, pumpkin cannons and other fun farm activities. Next, you can attend the Autumn Gold Festival, where you can enjoy live music for free.
October starts with the Great American Beer Festival and then continues with a meet of local artists and hobbyists who will show their unique creations, the Harvest Week featuring dinners with fresh products from local farms and various Halloween activities.
In November, you can attend the Denver Film Festival where you can choose from 250 various movies (short films, documentaries but also blockbusters), then you can indulge (again!) in tasting wines and beers at the Denver International Wine Fest. Next, feel free to enjoy the Arts Week by visiting museums and art galleries and, not least, go for a Turkey Trot, in the beautiful Washington Park. While in Wash Park, make sure to enjoy all the beautiful homes that have been and are being renovated in that wonderful old neighborhood. The architectural detail of some of these homes is simply amazing! Even some of the roofs on these homes are astonishing. Professional Denver roofing companies take pride in their work, and it shows in some of these beautiful older homes.
Enjoy these fall activities and the beautiful neighborhoods surrounding!